Remember the financial crisis of 2007-2008? Of course, we all do. Built on the assumption that property values can never go down, people...

Undoubtedly, we’ve all received calls from scammers looking for us to send money or give over our credit card information. Recently, an...

Sometime last year I saw for the first time "Reason Why" letters. These letters can be used for your files to create a record of what you...

As many of you know, Rick Gallant has joined QFS and will be supporting advisors on the wealth side in Atlantic Canada and Quebec. Rick...

We had some great presentations from La Capitale and RBC at this week's Money Monday. Here are some highlights from La Cap: Fees the...

This time, let’s take a look at successor owners and annuitants. Generally, these options apply to non-registered contracts. A successor...

The only savings vehicle for many Canadians is their RRSP. In light of this, the government allows first time home buyers to effectively...

It’s hard to believe that another RRSP season is almost gone. RRSP seasons aren’t as frantic as they used to be but there is still a lot...

Last week I was approached to help on an interesting case. Without going into the specific details, here is the scenario. A young man...

The legalization marijuana in Canada certainly has created a lot of buzz in the investment community. Is everybody really making money?...

Everyone’s time is so precious; why not optimize your time with clients by helping with their RRSPs and TFSAs at the same time? I...

This week I had a few questions on spousal RRSPs. So, I thought I’d review some reasons for having them and how the attribution rule...

We are all faced with explaining the differences between segregated funds and mutual funds. With that in mind, I’ve put together this...