We’ve seen time and time again how the OAS claw-back leaves a bad taste in clients’ mouths. What if there was a way to potentially reduce...

Thanks for all the comments regarding last week’s newsletter on Joint Ownership with Rights of Survivorship. A few comments were about...

In a recent joint sales call with a young dentist, we learned this client is paying themselves dividends from their corporation to...

This week we helped on an interesting case involving a single parent and beneficiary designations. This parent has a nine-year-old and...

Here’s an interesting wrinkle with LIFs that maybe you can use with your clients.  If your client has a LIF that started its life as a...

As you know, most carriers offer these two product features: preferred pricing and householding. This got us thinking, how can we combine...

Next week, we’re going to see and hear lots from the business media as they interpret and sensationalize the election results. Let’s look...

Why not check to see if their contract has the manual reset feature and give them a ring? We see equity markets at all time highs, so we...

How will my clients’ investments be affected by falling rates? Perhaps this is a question your clients have been asking now that the U.S....

This past week we had questions about how RRSPs and TFSAs are divided in a marriage breakdown. Recently, with more than 40% of marriages...

This week, let’s talk about dividends paid inside a segregated fund. Clients may be asking why do I not receive dividends when I’m in a...

It’s hard to believe, but one-half of the year has already gone by. Starting in early July, your clients will receive their semi-annual...

This week let's talk about a concept that gives your client protection against a critical illness and 0% GIA. The concept is to replace...

Last week we saw the Federal government present their 2024 budget. How can you help your clients manage the change in Capital Gains...

Firstly, let’s clarify a point form last week. The CRA is waiving the late filing penalties for 2023 and not the filing requirement. The...

We’ve been preparing these tables for a few years now, and it’s interesting to see how things change over time. Looking back at 2021, we...

Here are five great reasons for you to contact your clients: With all this market volatility, it is a great time to rebalance portfolios...

More and more advisors share stories with us about how clients change as they age. In particular: Forgetfulness Repeatedly asking for the...

Often, parents wish to gift money to children and have the money invested in a segregated fund. This will probably follow RESP...

Our next Money Monday will be on December 7th from 10 to 11:00 EST, via webinar. On the 7th, we will have a speed-dating style...