Wealth Update – RRSPs, TFSAs and Marriage Breakdown
This past week we had questions about how RRSPs and TFSAs are divided in a marriage breakdown. Recently, with more than 40% of marriages...
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Scott Edgington
- Aug 1
- 2 min
Wealth Update – Dividends and Segregated Funds
This week, let’s talk about dividends paid inside a segregated fund. Clients may be asking why do I not receive dividends when I’m in a...
Scott Edgington
- Jun 27
- 2 min
Wealth Update – Tools for Your Semi-Annual Client Meetings
It’s hard to believe, but one-half of the year has already gone by. Starting in early July, your clients will receive their semi-annual...
Scott Edgington
- May 31
- 1 min
Can ROP replace fixed income?
This week let's talk about a concept that gives your client protection against a critical illness and 0% GIA. The concept is to replace...
Scott Edgington
- Apr 29
- 1 min
Wealth Update – Three Ideas Regarding the Proposed Capital Gain Inclusion Rate
Last week we saw the Federal government present their 2024 budget. How can you help your clients manage the change in Capital Gains...
Scott Edgington
- Apr 1
- 1 min
Wealth Update – Informal Trusts for Children
Firstly, let’s clarify a point form last week. The CRA is waiving the late filing penalties for 2023 and not the filing requirement. The...
Scott Edgington
- Feb 1, 2023
- 2 min
Wealth Update – Strongest And Weakest Funds In 2022 And T2033 Addresses
We’ve been preparing these tables for a few years now, and it’s interesting to see how things change over time. Looking back at 2021, we...
Scott Edgington
- Aug 5, 2022
- 2 min
Five Summer To-Do’s
Here are five great reasons for you to contact your clients: With all this market volatility, it is a great time to rebalance portfolios...
Scott Edgington
- Nov 17, 2021
- 1 min
Working with Aging Clients
More and more advisors share stories with us about how clients change as they age. In particular: Forgetfulness Repeatedly asking for the...
Scott Edgington
- Aug 12, 2021
- 2 min
Setting up in-trust accounts for children
Often, parents wish to gift money to children and have the money invested in a segregated fund. This will probably follow RESP...
Scott Edgington
- Nov 19, 2020
- 3 min
Six Year End To-Do's
Our next Money Monday will be on December 7th from 10 to 11:00 EST, via webinar. On the 7th, we will have a speed-dating style...
Scott Edgington
- Oct 8, 2020
- 2 min
New Pension Commuted Value Calculations
On December 1st, new rules are coming into effect regarding the calculation of pension commuted values.
Scott Edgington
- Sep 24, 2020
- 2 min
OAS Clawback
This week we delve into the OAS Claw-back regime. It’s a confusing process that we hope an example will help explain. Obviously, many...
Scott Edgington
- Sep 17, 2020
- 1 min
Cost vs. Benefit
Here's a real-life case that we think you’ll find interesting. A client had purchased a segregated fund with $100,000 and 100% death...
Scott Edgington
- Sep 10, 2020
- 2 min
Charitable Giving
Here is a situation to consider, a charitable 83-year-old lady wishes to give $500,000 to her favorite charity. If this lady is healthy,...
Scott Edgington
- Feb 21, 2019
- 1 min
Beware of 10 Year Returns
Remember the financial crisis of 2007-2008? Of course, we all do. Built on the assumption that property values can never go down, people...
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