As financial advisors, you often work with clients who are business owners and have built significant value inside private corporations....

Permanent life insurance, particularly policies with a cash surrender value (CSV), can be viewed as a valuable component of a client's...

As a financial advisor, helping your clients understand and plan for the future of their business is one of the most important ways to...

A Game-Changing Strategy for Your Clients As a Canadian financial advisor, your role is to guide clients toward financial strategies that...

Have you ever had a business owner client express concern about passing their company to the next generation? Or worry about the massive...

Many advisors will agree that our industry offers a number of quality and effective tax saving strategies that could help incorporated...

What is it? How to Start the Conversation, and Tools to help In the fall of 2022, I penned a series of articles that focused on insurance...

What Is It? How to Start the Conversation, and Tools to Help In the fall of 2022, I penned a series of articles that focused on insurance...

For corporate-owned policies, the general guideline is to have both the corporate policyowner and beneficiary be the same entity. In...

When is interest deductibility available in “corporate borrowing” CIRP scenarios? The Corporate Insured Retirement program (CIRP) is an...

Amongst the many beneficial qualities that life insurance possesses, special protection against the claims of creditors is one of them....

For many Canadians entering their retirement years, their focus tends to switch from accumulating wealth to preserving wealth for...

When your RRSP/RRIF income is not needed. For many Canadians, contributing to an RRSP is an effective way to build a retirement nest egg....

In my previous 3 articles, we explored the many insurance opportunities we find when working in the business owner marketplace. The...

In the previous article (published Sept 15, 2022), we explored the most common insurance opportunities we find in the development/growth...

In the previous article (published Aug 15, 2022) we covered the importance of getting to know your business owner prospects desires,...

There are many situations where life insurance can support the needs of a business following an individual’s death. To do the best job...

In recent years corporate owned life insurance has become an important planning tool in meeting the estate planning objectives and goals...

Recently, while working on a corporate permanent life insurance case with an advisor, whereby we were comparing the net estate values...

Of all the questions I’ve fielded in my almost 30 years in the industry, I must say, this one comes out on top. Like everything else,...