In a recent joint sales call with a young dentist, we learned this client is paying themselves dividends from their corporation to...

Permanent life insurance, particularly policies with a cash surrender value (CSV), can be viewed as a valuable component of a client's...

This week we helped on an interesting case involving a single parent and beneficiary designations. This parent has a nine-year-old and...

As a financial advisor, helping your clients understand and plan for the future of their business is one of the most important ways to...

Here’s an interesting wrinkle with LIFs that maybe you can use with your clients.  If your client has a LIF that started its life as a...

A Game-Changing Strategy for Your Clients As a Canadian financial advisor, your role is to guide clients toward financial strategies that...

With it being RRSP season, some of your clients may borrow money to fund their RRSP contribution.  RRSP loans can be an effective way to...

Have you ever had a business owner client express concern about passing their company to the next generation? Or worry about the massive...

As you know, most carriers offer these two product features: preferred pricing and householding. This got us thinking, how can we combine...

Many advisors will agree that our industry offers a number of quality and effective tax saving strategies that could help incorporated...

Next week, we’re going to see and hear lots from the business media as they interpret and sensationalize the election results. Let’s look...

What is it? How to Start the Conversation, and Tools to help In the fall of 2022, I penned a series of articles that focused on insurance...

Why not check to see if their contract has the manual reset feature and give them a ring? We see equity markets at all time highs, so we...

How will my clients’ investments be affected by falling rates? Perhaps this is a question your clients have been asking now that the U.S....

What Is It? How to Start the Conversation, and Tools to Help In the fall of 2022, I penned a series of articles that focused on insurance...

This past week we had questions about how RRSPs and TFSAs are divided in a marriage breakdown. Recently, with more than 40% of marriages...

For corporate-owned policies, the general guideline is to have both the corporate policyowner and beneficiary be the same entity. In...

This week, let’s talk about dividends paid inside a segregated fund. Clients may be asking why do I not receive dividends when I’m in a...

When is interest deductibility available in “corporate borrowing” CIRP scenarios? The Corporate Insured Retirement program (CIRP) is an...

It’s hard to believe, but one-half of the year has already gone by. Starting in early July, your clients will receive their semi-annual...