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What is a Pension Adjustment Reversal (PAR)?
This question comes up from time-to-time. Here’s an easy way to explain the Pension Adjustment Reversal or PAR to your clients. Consider...
Scott Edgington
Jul 251 min read


Crash Test Your Retirement Plan
Protecting Your Retirement Future Against Critical Illness When planning for a comfortable retirement, individuals typically focus on...
Tony Gallippi, B.A.S (Hons.), CFP, CLU
Jul 184 min read


Wealth update – Avoid the Claw-Back with Prescribed Annuities
We’ve seen time and time again how the OAS claw-back leaves a bad taste in clients’ mouths. What if there was a way to potentially reduce...
Scott Edgington
Jul 21 min read


Control, Protect, Preserve: Leveraging Trusts in Life Insurance Planning
A trust  is a special arrangement for owning property, designed to ensure it is managed carefully for beneficiaries, especially if they...
Tony Gallippi, B.A.S (Hons.), CFP, CLU
Jun 244 min read
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