Corporate Insurance Opportunities in the Development/Growth Phase of the Business Cycle
In the previous article (published Aug 15, 2022) we covered the importance of getting to know your business owner prospects desires,...
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Tony Gallippi, B.A.S (Hons.), CFP, CLU
- Aug 23
- 5 min
Business Insurance Planning: Asking the Right Questions and Spotting the Opportunities
There are many situations where life insurance can support the needs of a business following an individual’s death. To do the best job...
Scott Edgington
- Aug 5
- 2 min
Five Summer To-Do’s
Here are five great reasons for you to contact your clients: With all this market volatility, it is a great time to rebalance portfolios...
Tony Gallippi, B.A.S (Hons.), CFP, CLU
- Jul 22
- 5 min
Life Insurance Shares: What are they? And When to use them?
In recent years corporate owned life insurance has become an important planning tool in meeting the estate planning objectives and goals...
Tony Gallippi, B.A.S (Hons.), CFP, CLU
- Jun 15
- 5 min
Universal Life vs Whole Life: Should we consider CSV when comparing Net Estate Values?
Recently, while working on a corporate permanent life insurance case with an advisor, whereby we were comparing the net estate values...
Tony Gallippi, B.A.S (Hons.), CFP, CLU
- May 17
- 5 min
Corporate Owned or Personally Owned Life Insurance: Which is best?
Of all the questions I’ve fielded in my almost 30 years in the industry, I must say, this one comes out on top. Like everything else,...
Tony Gallippi, B.A.S (Hons.), CFP, CLU
- Apr 18
- 4 min
Corporate Borrowing vs. Personal Borrowing - Which is best? Part 2
Part 2: Six Factors to Consider In this segment, we will move beyond simply looking at the option that produces the highest after-tax...
Tony Gallippi, B.A.S (Hons.), CFP, CLU
- Apr 11
- 3 min
Corporate Borrowing vs. Personal Borrowing - Which is best? Part 1
Part 1: How Did We Get Here? Many of us have recommended the benefits of permanent life insurance to our business owner clients as an...
Scott Edgington
- Nov 17, 2021
- 1 min
Working with Aging Clients
More and more advisors share stories with us about how clients change as they age. In particular: Forgetfulness Repeatedly asking for the...
Tony Gallippi, B.A.S (Hons.), CFP, CLU
- Sep 8, 2021
- 6 min
Cottage and Taxation: “A ticking tax time bomb”
As we’re heading into the autumn months and many cottage owners begin to slow down their time spent at the cottage, it’s a perfect time...
QFS Canada
- Aug 16, 2021
- 1 min
Our 2022 Conference Destination has Been Announced!
With two years in the making, our 2022 conference destination has finally been announced! Get ready for magnificent glaciers, intimate...
Scott Edgington
- Aug 12, 2021
- 2 min
Setting up in-trust accounts for children
Often, parents wish to gift money to children and have the money invested in a segregated fund. This will probably follow RESP...
Scott Edgington
- Nov 19, 2020
- 3 min
Six Year End To-Do's
Our next Money Monday will be on December 7th from 10 to 11:00 EST, via webinar. On the 7th, we will have a speed-dating style...
Claudio Viola
- Nov 19, 2020
- 4 min
The Do Not Call List
With Covid-19 dictating how we do business, many advisors have had to adapt more technology in their practices, with zoom meetings...
Scott A. Morrow
- Oct 15, 2020
- 2 min
Wake Me Up When September Ends
I recently learned of the inspiration for Green Day’s song Wake Me Up When September Ends. Green Day lead singer Billie Joe Armstrong...
Scott A. Morrow
- Oct 8, 2020
- 3 min
Profile for an IFA
Have you ever run with an idea only to find out you never really understood all the details? Is the Immediate Finance Arrangement (IFA)...
Scott Edgington
- Oct 8, 2020
- 2 min
New Pension Commuted Value Calculations
On December 1st, new rules are coming into effect regarding the calculation of pension commuted values.
Scott A. Morrow
- Oct 1, 2020
- 3 min
Par vs UL and the Crossover Point
Over the last 10 years of my career, I’ve been pegged as a PAR guy. As a result, most would assume that PAR would be my go-to solution...
Scott Edgington
- Sep 24, 2020
- 2 min
OAS Clawback
This week we delve into the OAS Claw-back regime. It’s a confusing process that we hope an example will help explain. Obviously, many...
Scott Edgington
- Sep 17, 2020
- 1 min
Cost vs. Benefit
Here's a real-life case that we think you’ll find interesting. A client had purchased a segregated fund with $100,000 and 100% death...