Why not check to see if their contract has the manual reset feature and give them a ring? We see equity markets at all time highs, so we...

How will my clients’ investments be affected by falling rates? Perhaps this is a question your clients have been asking now that the U.S....

What Is It? How to Start the Conversation, and Tools to Help In the fall of 2022, I penned a series of articles that focused on insurance...

This past week we had questions about how RRSPs and TFSAs are divided in a marriage breakdown. Recently, with more than 40% of marriages...

For corporate-owned policies, the general guideline is to have both the corporate policyowner and beneficiary be the same entity. In...

This week, let’s talk about dividends paid inside a segregated fund. Clients may be asking why do I not receive dividends when I’m in a...

When is interest deductibility available in “corporate borrowing” CIRP scenarios? The Corporate Insured Retirement program (CIRP) is an...

It’s hard to believe, but one-half of the year has already gone by. Starting in early July, your clients will receive their semi-annual...

Amongst the many beneficial qualities that life insurance possesses, special protection against the claims of creditors is one of them....

This week let's talk about a concept that gives your client protection against a critical illness and 0% GIA. The concept is to replace...

For many Canadians entering their retirement years, their focus tends to switch from accumulating wealth to preserving wealth for...

Last week we saw the Federal government present their 2024 budget. How can you help your clients manage the change in Capital Gains...

When your RRSP/RRIF income is not needed. For many Canadians, contributing to an RRSP is an effective way to build a retirement nest egg....

Firstly, let’s clarify a point form last week. The CRA is waiving the late filing penalties for 2023 and not the filing requirement. The...

A common question that is asked by many incorporated business owners is what they can do to minimize paying government taxes. As...

Thanks for the corporate financial statements! Now what? Spotting the insurance planning opportunities There will come a time in our...

In last month's article, we explored the various circumstances that lead individuals or corporations to consider transferring their life...

Corporations, and individuals, purchase life insurance for many different reasons. As time passes, these reasons may change and therefore...

This has been an interesting couple of weeks in the markets. Did we just see the best days of the year? Yesterday, the Fed hinted there...

Here’s an easy way to explain the Pension Adjustment Reversal or PAR to your clients. Consider an employee who is a member of a Group...