Good News! 100% Loan to Value!

Effectively immediately, Manulife Bank is increasing the Loan to Value (LTV) on our Cash Surrender Value Line from 90% to 100% of Cash Surrender Value (CSV). This change applies exclusively to CSV Lines secured by whole life permanent insurance policies.

In case you’re not familiar with it… Manulife Bank’s CSV Line is a line of credit secured by the CSV of one or more whole life permanent insurance policies issued by approved insurance carriers, as follows:

  • Manulife Financial – including Standard Life

  • Great West Life

  • London Life

  • Canada Life

  • Sun Life

  • RBC Insurance

  • BMO Life / AIG

  • Transamerica Life Canada

The minimum CSV Line is $250,000. There is no maximum. Please review the Advisor Guide to Manulife Bank’s CSV Line.

Best regards,

Robert Sarkisian Business Development Consultant Manulife Bank




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(800) 263-4570

(416) 630-4022

3625 Dufferin St #340, North York, ON M3K 1Z2, Canada